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	<title>Les Melezes Finance Tips</title>
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		<title>0% APR Credit Cards: The High Interest Rate Solution</title>
		<description><![CDATA[Over the past two years, the Federal Reserve has raised interest rates substantially. Consequently, credit card annual percentage rates have followed suit. Nearly all credit cards tie their interest rates to the prime rate, which has doubled to 8% from 4% during the string of rate hikes that began in 2004. This has led to [...]]]></description>
		<link>http://www.les-melezes.com/0-apr-credit-cards-the-high-interest-rate-solution.html</link>
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		<title>Accounting Outsourcing Nitty-Gritty that you need to Know</title>
		<description><![CDATA[Are you dreading about clearing the accounting and bookkeeping work which has piled up in your desk in view of the approaching tax season? Simply opt for accounting outsourcing to deal with the issue with ease and perfection. This is the simplest way for accounting firms and CPAs to deal with heavy workload to meet [...]]]></description>
		<link>http://www.les-melezes.com/accounting-outsourcing-nitty-gritty-that-you-need-to-know.html</link>
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		<title>A Trading Strategy That Consistently Beats All Major Indexes</title>
		<description><![CDATA[Are you looking to outperform the market and optimize your profits but are not sure how to pick the right stocks? Has investing become a chore? Do you find yourself investing in hot stocks after they have made their big move? Would you like to learn how I increased my portfolio by over 400% in [...]]]></description>
		<link>http://www.les-melezes.com/a-trading-strategy-that-consistently-beats-all-major-indexes.html</link>
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		<title>4 Steps To Real Estate Investing Success!</title>
		<description><![CDATA[Real estate investing is always good and sometimes it&#8217;s red hot. When it&#8217;s hot dozens of real estate seminars begin rolling across the country and thousands of people spend thousands of dollars for investing education. It&#8217;s startling to learn that of all those thousands of eager folks who attend these seminars only about 5% buy [...]]]></description>
		<link>http://www.les-melezes.com/4-steps-to-real-estate-investing-success.html</link>
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		<title>10 Quick Tips To Save Money</title>
		<description><![CDATA[Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that. To provide 10 quick tips to save money is [...]]]></description>
		<link>http://www.les-melezes.com/10-quick-tips-to-save-money.html</link>
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		<title>Market timing with your mutual funds</title>
		<description><![CDATA[When investing in bonds, stocks, or mutual funds, investors have the opportunity to increase their rate of return by timing the market &#8211; investing when stock markets go up and selling before they decline. A good investor can either time the market prudently, select a good investment, or employ a combination of both to increase [...]]]></description>
		<link>http://www.les-melezes.com/market-timing-with-your-mutual-funds.html</link>
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		<title>30 Year vs. 15 Year Mortgages</title>
		<description><![CDATA[Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? 30 Year vs. 15 Year Mortgages Any discussion of mortgages tends to turn on two points. How can you qualify for the [...]]]></description>
		<link>http://www.les-melezes.com/30-year-vs-15-year-mortgages.html</link>
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		<title>3 Ways To Get The Lowest Interest Rate On Your Home Refinance Loan</title>
		<description><![CDATA[Maybe you need a little extra cash for a home remodel or college tuition, or perhaps you simply want to save some money. Whatever your reason, refinancing your home loan can be a smart move as long as you get a low rate. Here are some simple tips that can ensure you get the lowest [...]]]></description>
		<link>http://www.les-melezes.com/3-ways-to-get-the-lowest-interest-rate-on-your-home-refinance-loan.html</link>
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		<title>Leasing Is Often Better Than Buying</title>
		<description><![CDATA[Leasing refers to an owner, or lessor, selling use of his property (equipment, automobile, home, or business) to a lessee. For many individuals, leasing is a good alternative to buying because leasing requires less equity and, therefore, more people have the qualifications to lease than to buy. For example, a $1 million piece of property [...]]]></description>
		<link>http://www.les-melezes.com/leasing-is-often-better-than-buying-2.html</link>
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		<title>7 Things You Need to Know Before You Start Investing&#8230;</title>
		<description><![CDATA[Copyright 2006 Jason Chew 1. Know your current financial situation. Know you debts level. Calculate your income and expenses by taking into account the following: Mortgage repayments Personal tax Loans and overdrafts Living expenses Emergency funds Car expenses Entertainment Holidays School fees Credit card debts Family commitments Before you start investing your money on any [...]]]></description>
		<link>http://www.les-melezes.com/7-things-you-need-to-know-before-you-start-investing.html</link>
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